Which Model Is Right for Me?

Find the ETF strategy that fits your goals and investing style

Choosing between models depends mainly on your investment objectives, your time horizon, and your tolerance for volatility.
Both of our models, Asset Allocation Model (AAM) and Sector Rotation Model (SRM) , share the same logic: they follow data, not emotions, and aim to deliver long-term growth with managed risk.

This page helps you understand which model, or combination, best matches your profile.

1️⃣ The Asset Allocation Model (AAM)

Simple. Balanced. Defensive.

The Asset Allocation Model is built to capture the advantages of tactical allocation while keeping portfolio changes to a minimum. This makes it suitable for taxable accounts or for any account where trading frequency is limited.

For anyone saving and planning for retirement, this model can serve as the central framework of a long-term portfolio. It is also well suited to investors who contribute regularly using a dollar-cost averaging approach.

The AAM dynamically switches between stocks, bonds, and cash depending on market trends.

✅ Best for:

• Investors who want a hands-off, low-maintenance strategy.
• Long-term savers focused on steady growth and capital preservation.
• Anyone who prefers fewer trades (3–4 per year).

✅ Risk / return profile:

• Moderate risk
• Lower volatility
• Target return: ~7–10% per year over the long term (historical average: +10.7%)

✅ Investment universe:

• U.S. and European equities
• Global bonds
• Cash (when markets turn bearish)

✅ Key advantage:

“Stay invested in strong markets, protect capital when risk rises.”

2️⃣ The Sector Rotation Model (SRM)

Dynamic. Opportunistic. Diversified.

For investors comfortable with taking on somewhat higher risk in pursuit of stronger results, the Sector Rotation Model is an attractive option. It adjusts its allocations dynamically as leadership rotates among market sectors.

Although this model has historically delivered the highest returns among our strategies, it is not intended to represent an entire portfolio. Its elevated volatility makes it better suited as a complementary allocation rather than a standalone core holding.

The SRM allocates to the best-performing global sectors among 10 GICS sectors.
It’s a more tactical model designed to capture performance leadership as it shifts over time.

✅ Best for:

• Investors looking for higher potential returns.
• Those comfortable with moderate-to-high volatility.
• Active-minded investors who like seeing how markets evolve.

✅ Risk / return profile:

• Medium to higher risk
• Greater upside potential
• Target return: ~10–12% per year (historical performance above MSCI World)

✅ Investment universe:

• 11 global equity sectors (Energy, Tech, Health Care, etc.)
• Can shift to cash or money market ETFs during bear trends.

✅ Key advantage:

“Follow the market’s strongest trends and avoid lagging sectors.”

3️⃣ Combine Both Models

The balanced approach

Many investors choose to combine AAM and SRM to enjoy the best of both worlds.

• AAM brings stability and smoother returns.
• SRM adds dynamism and higher growth potential.

Example:

This combination creates a diversified engine that adjusts to market conditions while capturing performance opportunities across global markets.

4️⃣ Quick summary table

5️⃣ Still not sure?

Don’t worry, you don’t have to choose right away.
You can start with the Asset Allocation Model, follow it for a few months, and later add the second one when you feel comfortable.

Both models are fully independent and easy to implement through your existing broker.

The key to success isn’t choosing the “perfect” model, it’s following one consistently.

6️⃣ Get started

Take the first step toward building a smarter, data-driven portfolio.
Choose your model and receive your first allocation update at the start of next month.

👉 Get Started Now
👉 Compare Both Models