To accurately guide you toward the most suitable investment model, we must first assess your investor profile, which reflects your unique financial situation and risk tolerance.
The younger the investor is, the more risk they can afford to take, as they have more time to recover from potential losses.
Being partnered, having children, or possessing low wealth suggests cautious investment choices, whereas being single or having substantial wealth allows for the acceptance of greater risk.
Your current and future income sources (salary, pension, social security, etc.) are.
Investment objectives range from supplementing income and building long-term wealth to financing children's education, preparing for retirement, or funding a personal project.
The shorter the time horizon for when the savings will be needed (e.g., less than 5 years), the more crucial it is to limit the level of risk taken.
Risk tolerance is the investor's emotional and financial capacity to withstand the temporary decline in portfolio value, understanding that higher potential returns are intrinsically linked to higher risk levels.
(*) Your acceptable level of risk tolerance is the temporary reduction in portfolio value you are comfortable sustaining within any given one-year period (low: above –5%, very high: bellow -25%).